about us
Paul N. Cross & Associates is a member of the Blue-Chip Consortium.
Your Trusted Choice for Benefits Planning Services
Paul N Cross and Associates, Inc. is a member of the Blue Chip Consortium, listed in the St Louis Business Journal among the top 10 employee benefit planning firms in St, Louis.

We specialize in Business Planning Analysis, Executive Benefits, Employee Benefits, and Long-Term Care Insurance.

Leverage our experience in developing appropriate plans for medical, disability, death, and retirement for your company so you can focus on your business operation.

Our comprehensive approach to benefits planning has allowed us to work with business owners to empower and educate them on plans that fit their budget and needs. We work with employers that have proven success in recruiting and retaining quality employees with the benefit package we implemented.

Paul N. Cross and Associates, Inc. was established by Paul N. Cross, CLU, ChFC over 25 years ago. His professional specialties are in Business Planning Analysis, Executive Benefits, Employee Benefits and Long Term Care Insurance.

Our staff has over 50 years combined experience assisting business owners that have employees throughout the United States.


Why choose us
We have over 35 years providing employee benefit planning. We understand issues of closely held business owners and offer prompt individualized customer service. We help facilitate enrollment procedures and provide assistance in claim problem resolution.

Our solutions are client focused; our goal is to design a personalized benefit package using thorough research of quality plans available in the market, offering timely & concise information to make efficient decisions.

Our Qualified Team

Paul N. Cross


Paul is the President of Paul Cross & Associates, Inc. with a Business Administration degree from Washington University in St. louis. The company has provided employee benefit plans to closely held businesses for over 40 years. Paul is a member of the National Association of Benefits and Insurance Professionals.

Tina France

Account Manager

Tina brings over ten years of healthcare and employee benefit experience, along with additional background in training, consulting, communications, and performance improvement.  She has earned bachelor’s and master’s degrees from Missouri Baptist University and has a passion for people.  She stands at the intersection of Employer and Employee, sourcing, designing, and managing the best benefit solutions available in today’s challenging climate.  She is committed to implementing quality employee benefit programs for Employees and their families, while helping Employers navigate at the crossroads to control their risk and costs.

Timothy Cross

Account Manager

Timothy has been with Paul Cross and Associates for 20 years servicing employee benefit plans for clients.

Paul N Cross & Associates is a Blue Chip Consortium, LLC company

Our Clients